Insurance

Insurance is the foundation of your plan for a secure financial future. It helps protect your finances when you're faced with health challenges, and helps safeguard your family's quality of life after you're gone.

Life insurance

Life insurance helps protect the financial security of the people who matter most, should something happen to you. It is also a crucial component of estate planning.

There are 2 main types of life insurance:

  • Term life insurance policies are temporary and provide death benefits only.
  • Permanent life insurance policies provide death benefit coverage immediately, plus build up cash value over time. Universal life insurance is a type of permanent insurance.

Health insurance

Health insurance protects you and your family from the financial impact of illness, accidents and disability.

There are 4 main types of health insurance:

  • Personal health insurance helps pays for health expenses such as prescription drugs, dental and vision care.
  • Critical illness insurance helps pay the costs associated with surviving a life-altering illness.
  • Long-term care insurance helps cover the cost when you require substantial assistance from others due to your diminished physical or mental abilities.
  • Disability insurance helps protect your income if you become disabled and can't work.

Visit your local Sun Life website below to submit a claim or to learn about the individual and workplace insurance options available to help protect yourself and the people who depend on you.

Innovative insurance solutions

Sun Life’s commitment to innovation is reflected in the work we do each day. For example, we’ve developed tailored life and health insurance policies especially for our Muslim Clients in Indonesia and Malaysia. And we’re testing an innovative program in Hong Kong that offers an incentive for Clients with diabetes: They can reduce their policy premium if they improve the condition of their health.

Learn more about innovation at Sun Life