Ratings

The following ratings indicate that Sun Life is well prepared to meet its financial obligations to its policyholders, investors and shareholders.

Financial Strength Ratings (FSR)
 

Standard & Poor's

Moody's

A.M. Best

DBRS

Sun Life Assurance Company of Canada

AA
Very Strong

Aa3
High Quality

A+
Superior

AA
Excellent

Independence Life and Annuity Company

NR

NR

A
Excellent

NR

Sun Life and Health Insurance Company
(U.S.)

AA
Very Strong

NR

A+
Superior

NR

Sun Life Hong Kong Ltd.

AA-
Very Strong

NR

NR

NR

Most recent credit report

S&P

Moody's (SLA)

 A.M. Best (SLA)1

 DBRS

NR These subsidiaries are not rated.
1 The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.
Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best web site, www.ambest.com.

Subordinated Unsecured Debentures
 

Standard & Poor's

Moody's

A.M. Best

DBRS

Sun Life Financial Inc.

A

NR

a-

A

Sun Life Assurance Company of Canada

AA-

A2

a+

AA (low)
Preferred Shares
 

Standard & Poor's

Moody's

A.M. Best

DBRS

Sun Life Financial Inc.

A-/P-1(low)

NR

bbb+

Pfd-2 (high)

Limited Recourse Capital Notes

 

Standard & Poor's

Moody's

 A.M Best

DBRS

Sun Life Financial Inc.

A-

NR

NR

A (low)
Innovative Capital Instruments
 

Standard & Poor's

Moody's

A.M. Best

DBRS

Sun Life Capital Trust

 A+/P-1

A3

a

A (high)