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Ratings

The following ratings indicate that Sun Life is well prepared to meet its financial obligations to its policyholders, investors and shareholders.

Financial Strength Ratings (FSR)
  Standard & Poor's Moody's A.M. Best DBRS
Sun Life Assurance Company of Canada AA
Very Strong		 Aa3
High Quality		 A+
Superior		 AA
Excellent
Independence Life and Annuity Company NR NR A-
Excellent		 NR
Sun Life and Health Insurance Company
(U.S.)		 AA
Very Strong		 NR A+
Superior		 NR
Sun Life Hong Kong Ltd. AA-
Very Strong		 NR NR NR
Most recent credit report S&P  Moody's (SLF)
Moody's (SLA)		  A.M. Best1
 		  DBRS

NR These subsidiaries are not rated.
1 The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.
Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best web site, www.ambest.com.

Senior Unsecured Debenture Ratings
  Standard & Poor's Moody's A.M. Best DBRS
Sun Life Financial Inc. A+ NR a A (high)
Subordinated Unsecured Debentures
  Standard & Poor's Moody's A.M. Best DBRS
Sun Life Financial Inc. A NR a- A
Sun Life Assurance Company of Canada AA- A2 a+ AA (low)
Preferred Shares
  Standard & Poor's Moody's A.M. Best DBRS
Sun Life Financial Inc. A-/P-1(low) Baa1 (hyb)1 bbb+ Pfd-2 (high)

1 Moody's rate Preferred Shares Series 2 only.

Innovative Capital Instruments
  Standard & Poor's Moody's A.M. Best DBRS
Sun Life Capital Trust A+/P-1 A3 a A (high)