Stop-Loss insurance

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A leader in the Stop-Loss marketplace

When employers chose to self-fund their medical benefits, they often chose to protect themselves from potential high-cost claims with stop-loss insurance. Stop-loss coverage provides protection for high-cost claims over a predetermined threshold dependent on a groups liquidity, risk appetite and preferences. 

We are proud to be the leading independent carrier of stop-loss. Over the past 35+ years, we have listened closely to what our clients want from us and continue to deliver the coverage, insights, and client experience to be the best partner in stop-loss. As an industry leader, we are proud to provide our clients the dependability and stability they need, along with flexible options they want to meet the unique needs of their business. 

Strength and Stability

We have the financial strength and stability to be here for you. We have been in the stop-loss business for over 35 years, and have a market reputation you can be proud to place your trust in.

Don’t just take our word for it. Take a look at Sun Life and our Stop-Loss business, by the numbers:

  • Over 2,800 clients representing $2.2 billion in-force business
  • Over 4.5 million covered lives
  • Strong financial ratings


Innovation and Customization    

As a leader in the stop-loss marketplace, we know how important it is to continue to innovate to ensure our product offerings and solutions are meeting the changing needs of our clients. Our product options are consistent, yet expanding. Our ability to customize our data to provide you meaningful insights relevant to your group is exceptional. And our commitment to providing you the best digital experiences and health solutions remains strong as ever.

We know that times are changing- and we will continue to evolve and grow to make sure we are meeting your changing needs.


Insights and Expertise    

As the leading independent carrier of stop-loss, we have a unique perspective combining our expertise in the market with our large in-force data set to be able to provide you with market insights. We are committed to sharing both our internal data and our expertise with you to help you stay informed on topics relevant in the self-funded marketplace.

Resources to help you make the right decisions for you 


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