When employees share that they have cancer, you may be uncertain about what to say and do, and whether they can work or will need time away. You may also have responsibilities related to employee wellness, and preventive care education may be included in your planning. Below are considerations that can help you succeed in both scenarios.
Employees who receive a cancer diagnosis will work closely with their doctors for a treatment plan to return them to health. Many studies show that employees who can minimize disruption and stick with their routines have better outcomes. Often, employees who have a cancer diagnosis can and want to work. Of course, this is the not the case for every employee and in those cases, Sun Life provides as much benefits information as possible. In any event, Sun Life interactions are delivered with care and empathy.
The impact of a cancer diagnosis and other illnesses can be evaluated in part by analyzing a person’s level of function or their ability to perform activities of daily living.
There are several ways to map these two scales. displays one commonly used comparison.
Together, these scales show a wide range of possibility for individuals who seek treatment for cancer while remaining at work or taking leave. When appropriate, Sun Life case managers also engage vocational rehabilitation consultants to discuss return-to-work capabilities as well as behavioral health experts when members express anxiety or other mental wellness concerns.
Cancer typically has four stages. Some cancers even have a stage 0 (zero). Staging is a way to describe a cancer by telling where a cancer is located, its size, how far it has grown into nearby tissues, and if it has spread to nearby lymph nodes or other body parts. Staging helps the employee’s physician plan the best treatment.
The Integrated Benefits Institute’s Disability Diagnosis Analyzer uses 15 million short-term disability and 4 million long-term disability claims to illustrate the disability impact of certain illnesses, including cancer.
You may determine that cancer is prevalent or top of mind for your employees. People living with cancer typically have increased out-of-pocket expenses associated with their care. As you plan next year’s benefits offering, consider Critical Illness insurance or Cancer insurance to help employees manage these costs while still getting treatment.
Most people of working ages recover or live with cancer. Sadly, we all know someone who has had terminal cancer and needed hospice or palliative care. Upon their passing, you may receive questions from their loved ones. Sun Life is here to help.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 15-GP-01, 12-DI-C-01, 12-GPPort-P-01, 12-STDPort-C-01, 16-DI-C-01, TDBPOLICY-2006, and TDI-POLICY. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 15-GP-01, 13-GP-LH-01, 13-LTD-C-01, 13-STD-C-01, 06P-NY-DBL, 12-GPPort-01, and 12-STDPort-C-01. Product offerings may not be available in all states and may vary depending on state laws and regulations. The group insurance policies described in this advertisement provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
SLPC 31681 06/22 (exp. 06/24)