There's a lot to smile about when it comes to our dental insurance.
As a broker, you need dental plans that are easy to quote, simple to enroll, and deliver real value to your clients. Sun Life's dental insurance combines our broad product offering with intuitive tools and dedicated support – helping you close deals faster and retain clients longer.
One of the largest providers of dental benefits in the U.S.1
40 years of experience in dental insurance
Over 30 million current dental members 2
Broad product portfolio
We understand that every client has unique needs. That's why we offer plans designed to fit businesses of all sizes:
- PPO Plans6 – Maximum flexibility with extensive network access
- Prepaid/DHMO Options6,7 – Cost-effective solutions with predictable expenses
- Administrative Services Only (ASO)7 – for companies with 50+ employees
Our Preventistry® approach
Sun Life’s dental strategy centers on one powerful principle: prevention is the foundation of lasting oral health. Our goal is to prioritize preventive care, making it easier and more accessible for our members. You’ll see this through our plan designs and large networks that improve access to care.
- Preventive care can catch problems early, when they’re often easier to treat8
- Regular preventive care can help save costs and increase productivity9
Learn more about Preventistry.
Lifetime of Smiles®
Our dental health program dedicated to improving the smiles of our members for a lifetime. Here are some of our plan options that encourage preventive care for our members:
- Preventive Rewards10 – Members can earn dollars11 for future care by getting annual preventive care. See it in action…
- Preventive Max Waiver10 – Members can get annual preventive care without tapping into annual maximums
- Kid Smile Complete10 – Dependents under age 13 can get in-network covered services at 100% coverage12
- An additional cleaning for pregnancy, heart disease or diabetes10
Helping members use their benefits
- Members can find plan details, claims and their dental ID card by signing in to their Sun Life account or through our mobile app - Sun Life Dental (U.S.)
- Easy to use find a dentist
- Preventistry® Central – available to all Sun Life Dental members to access important dental health information and tips
Ready to learn more about Sun Life Dental?
Please submit our brief online form and we'll be happy to provide you with a proposal or information.
1 Based on membership as of December 31, 2025, for plans provided or administered by a Sun Life company. Ranking compiled by Sun Life and based on data disclosed by competitors.
2 The Sun Life U.S. Dental business unit includes dental plans provided or administered by a Sun Life company. Includes members who also have a Sun Life Group coverage.
3 Zelis Network Analytics data as of March 2026 and based on unique dentist count. Each dentist is only counted once.
4 Available to groups with over 100 lives.
5 Sun Life's dental networks include its affiliate, Dental Health Alliance®, L.L.C. (DHA®), and dentists under access arrangements with other dental networks. Nationwide counts are state level totals.
6 The term PPO does not apply in TX. The term DHMO does not apply in TX or FL.
7 Prepaid/DHMO is not insurance in some states. Dental ASO and the Vision Discount Plan are not insurance.
8 U.S. Department of Health and Human Services - Healthy People 2030 https://odphp.health.gov/healthypeople/objectives-and-data/browse-objectives/oral-conditions (accessed 03/26)
9 Centers for Disease Control – Oral Health https://www.cdc.gov/oral-health/about/?CDC_AAref_Val=https://www.cdc.gov/oralhealth/ basics/index.html (accessed 03/26)
10 Currently not available in all states.
11 The additional maximum dollars cannot be used for orthodontia services.
12 Excludes any non-covered services, out-of-network services, and orthodontia coverage. Annual maximums, frequencies, and limitations still apply.
PPO and ASO dental are available in all states. Prepaid dental is available in AL, AZ, CA, CO, FL, GA, IL, KS, KY, MO, NJ, NM, NY, OH, OK, PA, TN, TX and WI. This webpage is considered an advertisement and is not approved for advertising in AZ, CA, CO, GA, NM, OH and OK.
This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. (“PPACA”).
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York. Prepaid dental products are provided and administered by SLOC and are provided by prepaid dental companies affiliated with SLOC, in certain states except New York. In New York, insurance products and prepaid dental products are underwritten or provided and administered by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI). Administrative Services Only services for self-funded dental plans are administered by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states except New York. In New York, they are administered by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). Product offerings may not be available in all states and may vary depending on state laws and regulations. Issued contracts determine all plan features and benefits. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For cost and complete details of the coverage, please contact the company.
© 2026 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. The Sun Life name and logo are registered trademarks of Sun Life Assurance Company of Canada. Visit us at www.sunlife.com/us .
#1367090226 03/26 (exp. 03/28)