Our comprehensive private plan solutions help ensure compliance, ease administrative burdens, and provide vital support during critical life moments.
Sun Life can administer and integrate these programs to help employers comply with state mandates. Let Sun Life be your partner for coordinating paid leave benefits and integrating programs simply.
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Benefits begin: January 1, 2026
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Benefits begin: May 1, 2026
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Benefits begin: By January 3, 2028
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Benefits begin: January 1, 2026
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Private Plan Option? Yes
Coverage Options: Fully Insured / Self-Insured
Private Plan Option? Yes
Coverage Options: Self-Insured
Temporary Disability Insurance (TDI)
Private Plan Option? Yes
Coverage Options: Fully Insured
Temporary Disability Benefits (TDB)
Private Plan Option? Yes
Coverage Options: Fully Insured
Disability Benefits Law (DBL)
Paid Family Leave (PFL)
Private Plan Option? Yes
Coverage Options: Fully Insured
To learn about important updates, visit our State Programs. This page shares highlights of state programs across the country, as well as information about updates as we learn them. These updates may affect your billing and/or the amount of premium you collect from employees.
When you consider all of the various leave types, including FMLA, state paid and unpaid leaves, local and company leaves, as well as ADA, it can get complicated fast. Add in that many leaves overlap and/or run concurrently, outsourcing absence can be a lifeline for over-extended HR teams.
Sun Life is available to help answer your questions about private plan administration. Contact your Sun Life Employee Benefits Representative or your benefits broker to learn more.
Content subject to change. This page is not intended to be and should not be construed as legal advice. Employers are encouraged to consult employment law counsel for legal advice.
In all states except New York, group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA). In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI).
© 2026 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. The Sun Life name and logo are registered trademarks of Sun Life Assurance Company of Canada. Visit us at www.sunlife.com/us.
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