Dental insurance

If you are not an employer, explore our content for plan members and familiesbroker or consultant, or dentists and dental offices.

Over three decades of experience.

For all these years we have been offering comprehensive dental plans and we just keep growing. Sun Life is the second-largest provider of dental benefits in the U.S.1 More than ever our focus is on making care and benefits easier for any size group, whether there are 5 employees or 5,000.

One of the largest national PPO networks6


Unique dentists7 in Sun Life PPO network

Check out our PPO network comparison tool

Leaning in on preventive oral health

Making oral healthcare easier and more accessible

Making oral healthcare easier and more accessible

Helping members use their benefits

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  • Individual prepaid/DHMO dental

    Our Secure Choice prepaid/DHMO dental plans4,5 are available for families, singles and retirees who are looking for an affordable dental plan.

    To learn more about the plans, availability by state or to purchase a plan, visit

Not approved for use in AZ, CA, CO, GA, NM, OH, OK

1  Ranking is based on combined membership as of December 31, 2022 and compiled by Sun Life U.S. based on publicly available competitive information.

2 Sun Life and DentaQuest combined internal member data as of December 31, 2023. Includes members who also have a Sun Life group coverage. 

3 Averages based on 2023 Q3 Sun Life internal data.

4 The term DHMO does not apply in TX or FL.

5 Prepaid/DHMO is not insurance in some states. Dental ASO and the Vision Discount Plan are not insurance.

6 Zelis Network Analytics data as of March 2024 and based on unique dentist count. Each dentist is only counted once.

7 Sun Life's dental networks include its affiliate, Dental Health Alliance®, L.L.C. (DHA®), and dentists under access arrangements with other dental networks. Nationwide ounts are state level totals.

8 Available to groups with over 100 lives.

This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. (“PPACA”).

Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York. Prepaid dental products are provided and administered by SLOC and are provided by prepaid dental companies affiliated with SLOC, in certain states except New York. In New York, insurance products and prepaid dental products are underwritten or provided and administered by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI). Administrative Services Only services for self-funded dental plans are administered by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states except New York. In New York, they are administered by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). Product offerings may not be available in all states and may vary depending on state laws and regulations. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For cost and complete details of the coverage, please contact the company.

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#1367090226 05/24 (exp. 05/26)