Sun Life Dental Benefits

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Our proven processes streamline and simplify onboarding for clients. We provide education to help members fully understand their benefits and useful tools to help them access the care they need.


Continuous product innovations, including prevention and rollover-based plan options, help our members live healthier lives. And our plans are easier than ever with simple, customer-centric experiences, a focus on in-network access and more.


Thirty-plus years of experience allows us to provide competitive offerings and price points with faster onboarding. Our national PPO network is made up of more than 130,000 unique providers2, and we serve more than 37 million members3.

Innovative plan options

Shouldn’t members and their families get rewards for taking preventive care measures? Or be able to roll over a portion of their unused maximum? We thought so. Now they can earn or save dollars toward future care as part of their plan. Learn more...

Preventive Rewards flyer

Preventive Rewards calculator

RollMax flyer

RollMax calculator

One of the largest national PPO networks4


Unique dentists2 in Sun Life PPO network


Check out our PPO network comparison tool

30+ years
of experience in
dental insurance

37 million

current dental members3


employers already offer Sun Life

Dental to their employees5

Our full-range of plans provides you with choices

      PPO plans6

  • MAC plans
  • Active plans
  • Passive plans

      Prepaid/DHMO plans6,7

Additional dental plan options include:

  • Dual or triple choice - for companies with 20+ (dual) or 30+ (triple) employees
  • High/low - for companies with 20+ employees
  • Administrative services only (ASO) - for companies with 50+ employees7
  • Rate guarantees or renewal rate caps
  • Vision discount plans in select markets7

Which benefits administration platform do you work with? 

We work with 150+ HR platforms. You can find the list here

Ready to take a closer look?

Have a local Employee Benefits Representative contact you.

1 Combined ranking compiled by Sun Life and DentaQuest based on internal and publicly listed data. 

2 Sun Life's dental networks include its affiliate, Dental Health Alliance®, L.L.C. (DHA®), and dentists under access arrangements with other dental networks. Nationwide counts are state-level totals.

3 Sun Life and DentaQuest combined internal member data 2022. 

4 Zelis Network Analytics data as of September 2023 and based on unique dentist count. Each dentist is only counted once.

5 Averages based on 2023 Q3 Sun Life internal data.

6 The term DHMO does not apply in TX or FL. The term PPO does not apply in TX.

7 Prepaid/DHMO is not insurance in some states. Dental ASO and the Vision Discount Plan are not insurance.

This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. (“PPACA”).

Group insurance policies are underwritten by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) in all states, except New York. Prepaid dental products are provided and administered by SLOC and are provided by prepaid dental companies affiliated with SLOC, in certain states except New York. In New York, insurance products and prepaid dental products are underwritten or provided and administered by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI). Product offerings may not be available in all states and may vary depending on state laws and regulations. Issued contracts determine all plan features and benefits. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For cost and complete details of the coverage, please contact the company. Marketing not approved for use in AZ, CA, CO, GA, NM, OH, OK.

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#1235384837 10/23 (exp. 10/25)