All guarantees are backed by the claims-paying ability of the issuing insurance company. Guarantees do not apply to the performance or safety of amounts held in the variable subaccounts of a variable annuity.

Variable annuities are long-term investment vehicles designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal. Past performance does not guarantee future results.

If you are considering a variable annuity, this information is authorized for public use only when preceded or accompanied by a prospectus. Please read all prospectuses for the variable annuity product and the underlying investment options carefully before investing or sending money.

All withdrawals of taxable amounts, including earnings, are taxable as ordinary income tax and, if taken prior to age 59½,  may be subject to a 10% federal tax penalty. Withdrawals will reduce the death benefit and cash surrender value.

Annuities are issued by Sun Life Assurance Company of Canada (U.S.) (Wellesley Hills, MA) in all states except New York. In New York, the contracts are issued by Sun Life Insurance and Annuity Company of New York (New York, NY). Variable annuity products are distributed through Sun Life Financial Distributors, Inc. All three companies are members of the Sun Life Financial group of companies. Certain products are not available in all states.

NOT FDIC/NCUA INSURED - MAY LOSE VALUE - NO BANK/CREDIT UNION GUARANTEE - NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

SLPC 21101 (10/09) (Exp. 04/11)