Our financial strength
Through 21 presidents, two world wars, and countless economic dips, blips, and climbs, Sun Life Financial has stood strong—keeping its promises and delivering for its customers.
We are a strong, well-capitalized enterprise, resolute in empowering customers with the ability to achieve lifetime financial security. Few companies can match our established record of financial strength and long-standing tradition of honoring our financial commitments—qualities that are paramount in a world affected by the current global financial crisis. Of course, no one is immune to such a crisis, but we are experienced at navigating uncertain times, thanks to our unique approach to maintaining financial strength.
Safeguarding reserves and capital
As regulated entities, Sun Life Financial’s insurance companies are required to set aside reserves and capital to pay for product benefits and guarantees.
Prudent investment approach
We have a well-diversified and high-quality asset portfolio that strictly adheres to a research-based process conducted by more than 200 experienced professionals and support staff. Essentially, we buy only what we know, and we make sure our investments are in various industries, companies, asset classes, and financial instruments.
Active risk management
We employ a consistent approach to identify, measure, monitor, and manage risk. Our strong investment and risk management practices place Sun Life Financial’s insurance companies among the top global life insurance companies. Standard & Poor’s STRONG rating of our overall risk management approach is a testament to our inherent conservatism. Our balanced product portfolio and global earnings mix also help to minimize downturns in both specific business lines and in geographical markets.
SLPC 21042 3/12 (Exp. 04/14)
*Ratings apply to Sun Life Assurance Company of Canada & Sun Life Insurance and Annuity Company of NY.
The Sun Life Financial group of companies operates under the “Sun Life Financial” name. In the United States and elsewhere, insurance products are offered by members of the Sun Life Financial group that are insurance companies.Sun Life Financial Inc., the holding company for the Sun Life Financial group of companies, is a public company. It is not an insurance company and does not offer insurance products for sale in the United States or elsewhere, and does not guarantee the obligations of its insurance company subsidiaries.