What are annuities?

Annuities provide a tax-deferred way for you to save for retirement with a guarantee that you won’t outlive your money.

They offer other unique benefits:

• The opportunity to grow your money over time
• Your choice of investment options
• A steady stream of income when you finally do retire

For an additional cost, you can add other benefits¹ to make sure that

• your principal is protected,
• the amount of your income is guaranteed, and
• you leave money for your loved ones

Learn more about annuities

What can Sun Life Financial annuities do for you?

As life spans get longer and living expenses get higher, a retirement investment that delivers income for a lifetime, supported by the strength of Sun Life, might just be what you need for your retirement.

Learn more about Sun Life annuities

1. These benefits may be provisions of the contract, or may be offered through benefit options that are available at an additional cost and are subject to limitations.

The Sun Life Financial group of companies operates under the “Sun Life Financial” name. Sun Life Financial Inc., the publicly traded holding company for the Sun Life Financial group of companies, is not an insurance company. In the United States and elsewhere, insurance products are offered by members of the Sun Life Financial group that are insurance companies. These insurance company subsidiaries offer products with guarantees and each company relies on its own financial strength and claims-paying ability.

Annuities are long-term financial vehicles designed for retirement purposes. Variable annuities are subject to market fluctuation, investment risk, and possible loss of principal.

You should carefully consider the investment objectives, risks, charges and expenses of an investment in a variable annuity. The prospectus contains this and other important information. Prospectuses for Sun Life Financial variable annuities are available here. Please read the prospectuses for the variable annuity product and the underlying investment options carefully before investing or sending money.

Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees do not apply to the performance or safety of amounts held in the variable sub-accounts. Products and features may not be available in all states.

Sun Life Financial annuities are issued by Sun Life Assurance Company of Canada (U.S.) (Wellesley Hills, MA) in all states except New York. In New York, the contracts are issued by Sun Life Insurance and Annuity Company of New York (New York, NY). Variable products are distributed through Sun Life Financial Distributors, Inc. All three companies are members of the Sun Life Financial group of companies.

NOT FDIC/NCUA INSURED - MAY LOSE VALUE - NO BANK/CREDIT UNION GUARANTEE - NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

SLPC 23315 (09/11) (Exp. 09/13)